Well I have an interview for New york life in Vienna Va, and I was wondering what are the advantages and disadvatages and whats the salary like? Also Im 18 does that make a difference? What are the chances I will get hired.
Insurance - 3 Answers
Random Answers, Critics, Comments, Opinions :
1 :
If you're interviewing for an agent position, it's highly unlikely you'll get the job. Any of the big name companies normally require either a college degree in a business or financial specialty, or significant outside sales experience. Other than a possible small training stipend, there's no salary at all - pure commission. By the end of your third year, one of two things will probably happen: You'll have already quit because you couldn't make even a meager living, or you'll be clearing six figures. If you're smart, you'll then go independent where you can make real money.
2 :
Life insurance is actually very flexible. Since I'm from Oklahoma I'm not sure about New York laws and regulations, so I recommend you contact a nearby insurance agent. http://www.goodinternetdeals.com/Life-Insurance.html They will be able to help you.
3 :
You're pretty much guaranteed to get hired - the main qualification is, that you're breathing. But at 18, you're not particularly likely to succeed. See, this is a straight commission sales job . . . and being so young, you'll have an inherent credibility issue ALSO to overcome, when trying to sell insurance. Bottom line - if you can't sell, you won't make it. Washout rate is about 95%. If they aren't offering salary - and dollars to donuts, they aren't, it's straight commission - pass on this. You're MUCH more likely to succeed, in 10 years, than you are today.
